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in response

local businessman and fellow commenter, rusty, asks,

Does this mean yr student loan is paid off?

unfortunately, no... about a year ago, i consolidated my loans in order to lock in at a fixed interest rate which both lowered my monthly payment, and took the time-to-pay out another 12 years.

however, i'm $108 away from paying off my car. and i decided this morning that i want to get a different one.

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