refi
so, the interest rate has dropped 2 percent since we got our mortgage. it behooves us to refinance, which should save us a negligible amount of money in the short run per month, but end up being quite a lot when it's all said and done (in 2039!).
kurt's a little strapped for cash, so he's looking forward to it.
in otther news: the start of our myriad of holidays begins this coming monday with the celebration of mlkjr.