taxes
i've never been one to put off the filing of taxes. one year, i went with a boyfriend to the usps annex on milwaukee street before midnight so he could file.. i vowed there and then never to wait to file.
i'm happy to report that because we pay so darn much in interest and property taxes that it saved our butts from owing; in fact, we're getting twice as much back as we did last year (in total). nice.